We have an established and well-positioned specialty insurance and reinsurance portfolio with over 100 products across our major lines of business.
Our Property portfolio comprises three classes: Property D&F, Construction, and Specialty Property.
We provide cover for risks of direct physical loss or damage, business interruption and natural catastrophe perils, across a wide range of occupancies including municipalities, infrastructure, schools, commercial and manufacturing accounts. We offer global coverage with a focus on North America, with over 80% of our portfolio comprised of North American risks, while also writing a mix of worldwide and individual international territory risks.
Our Marine portfolio comprises five sub-classes: Hull and Liability; Marine War; Marine Cargo; Marine Construction; and Marine Treaty Reinsurance.
We provide cover on a global basis for a range of exposures and leverage a cross-sell strategy, deploying capacity across sub-classes to optimize margin and maximize returns.
Our Asset-Backed Finance & Portfolio Credit portfolio includes products such as structured credit, asset-backed nonpayment, economically linked risk (e-cat), surety, and mortgage indemnity.
The underlying buying motivation for these products is often regulatory capital relief, capital efficiency, and transaction facilitation, and is therefore more insulated from traditional insurance pricing cycles.
Our Aviation & Aerospace portfolio provides a range of cover for aircraft owners and financiers including airline hull and liability ‘all-risks’, contingent aviation, war liability and hull war, as well as product liability for the world’s leading manufacturers.
We also cover pre-launch, transit and launch risk for satellite manufacturers and operators in our Aerospace book.
Our Political Risk, Violence & Terror portfolio offers cover for political risk and contract frustration/non-payment coverages, as well as both damage and non-damage cover from perils including terrorism, civil unrest, strikes, riots, civil commotion and sabotage through political violence and terror.
These insurance products are geared towards clients such as banks, commodity traders, corporations and multilateral and export credit agencies, as well as sovereign, sub-sovereign, and state-owned entities.
Our Energy portfolio offers coverage for both traditional and renewable (including wind, solar, and hydro) risks.
This includes construction and operational renewable energy projects globally, operational downstream energy/power & utilities, and construction and operational upstream energy.
Our Cyber portfolio provides products to reimburse damages and financial losses arising from accidental or malicious incidents affecting computer networks, software and data, both on a first and third party basis.
Our Other Insurance portfolio includes contingency providing coverage for event cancellation, non-appearance and other contingencies, title insurance, warranty insurance and other specialty risks.
Our Property Reinsurance and Retro & Whole Account portfolio primarily comprises North American and international property reinsurance, complemented by a small retrocession book, as well as select insurance-linked warranties and whole account XOL covers.
The portfolio is global, with a significant concentration in North America and smaller exposures in other regions around the world, including Japan, Europe, and Australasia.